Manage assigned loan products (especially in Installment Product), including but not limited to analyzing and keeping track of product performance, P&L and policy;
Design end-to-end product process and procedures: Product proposal, Business Requirements Document, UAT Test, Production and related documents,…
Improve the existing products in order to ensure the suitability and enhance its attractiveness to the market;
Proposing new product/ new services / business cooperation models through research markets, competitors and understand customer needs in-depth;
Keep track and adjust regularly the product regulations/ sales policies to ensure the compliance with Government, SBV and Company internal policies;
Conduct market research and competitor studies to maintain competitiveness, identify opportunities, gaps and areas for improvement;
Work closely related departments to solve daily issues and propose enhancement/improvement for sales/operation procedure/process/system;
Follow and continuously tracking the performance of existing products;
Make related reports as required;
Other tasks assigned by POS Product manager.
Yêu Cầu Công Việc
Education level, certification:
Bachelor’s Degree in Banking/Finance, Economics, Marketing or related majors.
Minimum 2 years of work experience in financial services sector (experience in product development/ product management/ Installment channel management/ digital banking is preferable)
Good in communication and planning, market analysis & project management
Have deep knowledge in Installment and Digital Sales.
Good at Microsoft Office (Word, Excel, PowerPoint)
Written and verbal fluency in English is required.
Understanding of system integration and platform-to-platform connection is preferable. Lending platform understanding: CRM, Mobile app for Customer, LOS/LMS, Integration of core system with related system
Data analysis & presentation skills
Ability to work hard/ Ability to work in details;
Effective problem solving;
Have interest in innovation/ systemization/ digitalization;
Careful, honest, innovative;
Open-minded, proactive, well adaptable to changes.