Credit Risk Management Policy (Senior/Specialist)

Job Description

• Implement new, monitor and adjust existing credit risk management policies to comply with product features, business strategies, internal procedures and regulations.
• Be responsible for composing, issuing, managing and archiving documents related to credit risk management policies, application origination/ underwriting and approval process, credit bulletins and manual underwriting guideline of products for existing customers.
• Identify issues related to credit risk of products for existing customers and make suggestions to mitigate credit risk.
• Be responsible for reviewing, consulting on selling processes, products’ regulations for existing customers.
• Work closely with relevant teams to follow and monitor risk indicators in order to have necessary proposal/action to improve portfolio performance.
• Undertake other ad-hoc tasks assigned by Management team.