Credit Risk Modeling Executive

Job Description

- Be responsible for:

• Cooperate actively with providers to develop, test, validate and monitor the Credit Scoring Models, include application, behavior, collection scoring etc.
• Work on the end to end model development cycle, from data gathering and cleansing to the documentation.
• Continuously analyze the effectiveness of models to optimize the application of all of the scoring systems to enhance credit portfolio quality and keep portfolio heathy and sustainable.
• Communicate with technical people in order to define and specify key data requirements to support modelling approaches include evaluate data quality.
• Built the other models related to the entire consumer credit life cycle, including underwriting, Xsell and Top-up, debt sale, etc.
• Others responsibilities when required.

Job Requirement

- Education level, certification:

• Bachelor/College or higher graduated in Economics, Finance – Banking, IT (computer science, data science,…).
• Strong knowledge of how to build and work with relational database (SQL, SAS, Oracle, etc.).
• Proficient in use of visualization tools.

- Experience:

• Min 2 years of experience in related job.
• Experience of risk management practices within the Vietnam banking / consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential.

- Individual Characteristics:

• Excellent problem solving and quantitative skills.
• Ability to write and think clearly and to reduce complex concepts to their simplest form.
• Highly self-motivated.
• Team working.

PHÚC LỢI

Mirae Asset Finance Viet Nam aims to build a "Professional - Friendly - Effective" working environment. Our strategic objective is to provide a working place with attractive package, growth opportunity, and sustainable development.

• Attractive packages with 13th salary year-end bonus and a week trip to Korea in order to recognize all your good performance and effort at MAFC.
• 15 days annual leave.
• Annual health check, company events.
• Annual healthcare insurance package from senior level and above.
• Young and proactive environment; no barriers, no limitation for new idea.
• Flexible internal career opportunity.