Loan Processing Officer

Job Description

PLEASE NOTE: Work hours in US time zone- NIGHT SHIFT (21:00 - 06:00 , Mon-Fri)

A loan processor is responsible for processing loan applications for individuals or businesses seeking financial assistance from a lender. Their primary role is to verify the accuracy of loan application documents, assess the creditworthiness of applicants, and ensure all necessary information has been collected and analyzed to make a decision on the loan application.

Duties of a loan processor may include:

1. Analyzing loan applications to assess applicants' eligibility, creditworthiness, and financial status

2. Verifying information and supporting documentation, such as employment and income records and credit reports

3. Evaluating loan contracts and reviewing terms and conditions

4. Communicating with applicants and lenders to obtain additional information or clarify terms

5. Preparing loan files and ensuring completeness and accuracy of loan documentation

6. Conducting compliance checks and ensuring adherence to legal and regulatory requirements

7. Monitoring loan approvals, disbursements, and payments

8. Performing other duties as assigned, such as data entry, scheduling appointments, and answering customer inquiries

Loan processors must have strong attention to detail and organizational skills to manage multiple applications and deadlines. They should have excellent written and verbal communication skills to work effectively with applicants, lenders, and other stakeholders. An understanding of financial and credit analysis is also required to evaluate loan applications and make informed decisions. Additionally, they must have advanced computer skills to use loan processing software and maintain accurate records.

Job Requirement

   NO EXPERIENCE REQUIRED [Accepting students awaiting degrees or recent graduates]

         1 year+ experience in finance/banking is a plus. 

·        Work hours in US time zone- NIGHT SHIFT (21:00 - 06:00 , Mon-Fri)

·        Bachelor's degree/Colleague in English/ Economics/ Finance/ Marketing/ Banking

·        Good English 4 skills (equivalent to IELTS 6.5 or higher, speaking skill equivalent to 7.0 or higher)

         Excel, Word Skills.

·        Good communication skills in both English and Vietnamese

         The company provides a full health and benefits package, as well as an annual company trip.

         Paid leave of 12 days per year.