Risk Portfolio Analysis Expert

Job Description

• Monitor and analyze portfolio quality and profitability to further escalate issues to Risk Management and Settlement Committee with the proposed actions to bring the performance to the target values.
• Develop and support product loss rate calculation methodology.
• Monitor regularly product/portfolio loss rate, to identify loss rate correlation with product changes, onboarding process adjustments, credit risk policies and decision-making process changes.
• Support product profitability calculation for both new product approval process and significant product changes.
• Initiate and propose changes to product parameters/ onboarding process/ credit risk policies and decision-making process to keep profitability in line with the planned values and optimize product mix to meet company business objectives.
• Propose to Risk Management and Settlement Committee the retail portfolio segmentation into New, Mature and Stable, Performance Exception and Liquidating portfolios.
• Work with IT, BICC, BD, Sales, Finance to cooperate within different business tasks.
• Other tasks assigned by Head of Portfolio Insights & Management Department or CRO.