Job Description
1. Data Analysis and Interpretation:
+ Analyse large datasets to identify patterns, trends, and anomalies relevant to risk assessment.
+ Interpret complex data to provide actionable insights to support decision-making processes.
2. Model Development:
+ Develop & monitor credit risk models (Application score, behavioural score) using statistical and quantitative techniques.
+ Collaborate with risk management and other relevant teams to understand requirements and ensure models align with business needs.
3. Data Cleansing and Validation:
+ Cleanse and validate data to ensure accuracy and reliability for model development.
+ Implement data quality checks and procedures to maintain high standards of data integrity.
4. Report:
+ Maintain risk reports.
+ Generate regular reports and ad-hoc analyses to support business decision-making.
5. Continuous Improvement:
+ Identify opportunities for process improvement and automation to enhance efficiency in risk modelling and analysis.
+ Stay abreast of emerging technologies and methodologies in risk management and data analysis.
Job Requirement
JOB REQUIREMENT
+ Bachelor’s Degree or above in a quantitative field such as statistics, mathematics, finance, or related discipline.
+ 2+ years of relevant experience in risk modelling, data analysis, or a related field, preferably in banking or financial sectors.
+ Experience with risk modelling, statistical methods, and data visualization tools.
+ Strong proficiency in statistical modelling, data analysis, and programming languages (e.g., SQL, Python or R).
+ Strong analytical skill, interpersonal, and communication skills. Excellent communication skills with the ability to present complex findings in a clear and understandable manner.
+ Ability to practice logical reasoning and independent thinking in supporting management’s decision making.
+ Good written and spoken English.
BENEFITS
+ Attractive Salary (full insurance) + Allowance.
+ Salary of probation: full 100%
+ An attractive package of leave: 15 annual leave, birthday leave (gifts).
+ Salary review based on work performance and company’s performance.
+ Performance bonus, 13th- month salary.
+ Health care package; Gym package; Annual health check-up.
+ Nice & modern working space with young, dynamic & friendly colleagues and free coffee, tea, drinks.
+ Yearly company trip; Year-End Party.
+ Working hours: 8:00 – 17:00 from Monday – Friday.