Manage secured loan products (auto loan, stock loan, etc.) including but not limited to analyzing and keeping track of product performance, P&L and policy.
Deploy new secured loan products in alignment with product operations process and company’s policy adapting company’s strategy.
Can understand and redesign end-to-end product, process and procedures including customer touchpoints of selling, underwriting, risk policy assessing, credit granting, debt repayment and operational customer services, integrating with different lending platforms/ commercial applications.
Coordinate with cross-functional teams (Sales, IT, Risk, Operation, Legal) to implement new products or campaigns or improvement of existing products in terms of selling process, product parameters, risk indicators and others.
Conduct market research to propose new campaigns/ initiatives or improvement plan to optimize product portfolio performance and business strategy.
Build and update product programs reflecting changes.
Other tasks assigned by Head of Department.
Job Requirement
Bachelor degrees: major in Business or Finance or similar background.
Minimum 2 years of work experience in Secured loan product (auto loan, stock loan, etc.).
Lending platform understanding: CRM, Mobile app for Customer, LOS/LMS, Integration of core system with related system.
Demonstrated ability to critically analyze situations and risks, determine paths of action, and make recommendations to remediate issues.
Strong communication skills, data analysis skills, presentation skills.
