Credit Risk Policy Executive

Job Description

As a Credit Risk Policy Executive, you will be primarily responsible for managing and developing policies, rules, and procedures related to credit risk, ensuring compliance and effectiveness throughout the company's operations.

Key responsibilities include:

1. Policy Development & Maintenance:

• Handle and control documents that are Internal Credit Policy, Rules and Procedure to ensure unification and covering all relevant aspects of Credit Risk Policy Management. Control the Risk Rule to apply for specific products under Risk Policy, including rules that apply internal and/or external data for appraisal and customer qualification automation.

• Prepare internal regulations, procedures, and policies regarding Credit Risk controlling as required by SBV.

• Report and prepare internal regulations, procedure, policy regarding Risk controlling as required by SBV.

• Proposing new policies to improve the scoring model, improve risk according to risk appetite in each period. Implementing an internal credit rating model into the appraisal process.

2. Risk Assessment & Analysis:

• Review Product Proposal, Product Regulation, new projects, processes and guidelines that are relevant to Credit Policy management.

• Grasp changes in legal regulations to monitor and provide timely effective communication on policy change plans and regulatory issues/guidance impacting credit risk policy.

• Monitor and provide timely effective communication on policy changes and regulatory issues/guidance impacting credit policy.

3. Operational Support & Compliance:

• Cooperate with IT and Other departments to implement policy rules into the operation flows.

• Cooperate with Partner and related internal department for handling interruptions in services that are owned by the Risk Department.

• Response to internal and external requests on related credit policy matters.

• Interact and participate in projects of company on consistent and proportionate consult of relevant credit risks to parties to ensure risk mitigation in the credit lending operation.

• Coordinate with other departments on business continuity plans in response to emergency scenarios.

• Carrying out contract signing process with vendor, doing service fee cross checking and payment process.

Job Requirement

• Education: Bachelor or Master’s degree in Finance, Banking, Economics or related fields.
• Experience: Preferably 2 or 3 years’ experience in Risk Policy Management or Lending Business related functions.
• Good written and verbal communication skills
• Time management and self-motivated
• SQL query and Python/ PowerBI are advantages.

PHÚC LỢI

Mirae Asset Finance Viet Nam aims to build a "Professional - Friendly - Effective" working environment. Our strategic objective is to provide a working place with attractive package, growth opportunity, and sustainable development.

• Attractive packages with 13th salary year-end bonus and a week trip to Korea in order to recognize all your good performance and effort at MAFC.
• 15 days annual leave
• Annual health check, company events.
• Annual healthcare insurance package from senior level and above.
• Young and proactive environment; no barriers, no limitation for new idea.
• Flexible internal career opportunity.