Product Owner

Job Description

Role Summary

We are looking for an experienced Product Owner to lead the development and growth of our PDL (Payday Loan) fintech product in Vietnam.

You will play a key role in defining product strategy, building and managing the roadmap, and ensuring strong business results through data-driven decision-making and close collaboration with cross-functional teams.

This is a pivotal role for a product professional who combines strategic thinking, technical understanding, and a customer-centric mindset.

We offer flexible work options — you can work fully remotely or from one of our offices in Ho Chi Minh City, Hanoi, or Da Nang.

For international candidates, we provide full relocation support for you and your family.

Key Responsibilities

· Define and execute the product strategy and roadmap for PDL / Loan products.

· Manage the full product lifecycle — from market research and hypothesis validation to launch and post-release optimization.

· Prioritize and maintain the product backlog according to business goals and performance impact.

· Work closely with analytics, risk, and marketing teams to improve key product metrics (conversion, approval rate, repayment, LTV, NPL).

· Collaborate effectively with development, design, risk management, and customer service teams.

· Monitor A/B test results, implement improvements, and maintain clear product documentation.

Job Requirement

Qualifications

·       Bachelor’s degree in Business, Economics, Finance, IT, or a related field.

·       Proven experience in PDL or Loan products is mandatory (e.g., online lending, BNPL, microfinance).

·       At least 3 years of experience as a Product Owner or Product Manager in fintech.

·       Strong understanding of financial and product performance metrics (conversion, approval rate, repayment rate, default, NPL).

·       Experience working with analytics tools such as GA4, Amplitude, Mixpanel, or Tableau.

·       Hands-on experience with Agile / Scrum product development.

·       Fluent English (both written and spoken) is required; Vietnamese language skills are a plus.

Key Skills

·       Deep understanding of lending and microfinance market dynamics.

·       Strong analytical and strategic thinking abilities.

·       Data-driven decision-making mindset.

·       Excellent communication and leadership skills.

·       Ability to work efficiently in a fast-paced, multicultural, and cross-functional environment.