Key responsibilities:
Design and implement credit risk monitor frameworks, KPIs, and reporting standards.
Monitor underwriting metrics across customer segments, products, acquisition channel.
Identify unusual movements or potential issue in underwriting performance.
Maintain regular reports and dashboards related to underwriting performance.
Perform data-driven analyses to deliver actionable insights and recommend strategies to support underwriting and credit risk decision-making.
Collaborate with Product, Data Science, Collections and Business teams to develop cohesive risk strategies and initiatives.
Collect, analyze, and interpret risk data to enable informed, strategic decision-making.
Qualifications
2+ years in credit risk management within financial services, with a focus on relevant products.
Strong quantitative and analytical abilities, including expertise in statistical analysis and risk modeling.
Working knowledge of SQL and proficiency in Excel are required. In addition, mastery in other database management software will be highly appreciated.
Strong analytical skills as proven from previous projects.
Innovative and adaptable, with a proven ability to meet evolving business challenges.
Excellent communication skills, with the ability to effectively present insights to diverse audiences.
Thrives in fast-paced settings, delivering consistent results under pressure.
Fluency in English is a must.
FinAccel - Kredivo is the leading digital credit platform from Indonesia that provides customers with instant credit financing for e-commerce and offline purchases, based on real-time decisioning. Kredivo users can buy now and pay later with one of the lowest interest rates or get personal loans with no income proof required. Kredivo has 5 years experience in serving nearly 4 million customers in SEA.
Kredivo is operated by FinAccel, a Singapore-based fintech company backed by top investors such as Mirae Asset, Naver, Square Peg Capital, MDI Ventures, and Jungle Ventures, among others.
Our expansion in Vietnam was covered in more than 50 local and international media. For more information, please visit:
Forbes: https://bit.ly/3BVe7gz
Vietnamnews: https://bit.ly/3BU8bEe
Nhipcaudautu: https://bit.ly/3DVzEHI
We offer competitive salaries and a terrific benefits package for all our team members & we are looking for young, talented and energetic members to join us.